Serving Lake, Cuyahoga, and Geauga Counties

Financing Options

We offer six different financing options to help our customers get the roof they need.

We understand that home improvement projects can be a significant investment, and to help make things easier, we offer flexible financing options so you can get the work your home needs without delay. We currently partner with two trusted financing providers: Enhancify and Service Finance. Here’s a quick overview of both options to help you find the best fit:

Enhancify

Quick Online Application & Instant Offers

Enhancify is a third-party financing platform that connects you to multiple lending partners through one simple application. Here’s how it works:

  • Soft credit pull to view offers (no impact on your credit score)
  • Choose from multiple loan options from different banks
  • Once you select a loan and move forward, a hard credit inquiry will occur
  • Funds are typically deposited within 24–48 hours
  • Repayment usually starts 30 days after funding
  • No prepayment penalties
Apply Now through Enhancify

Service Finance

Structured Plans with Low Monthly Payments

For customers who prefer a more traditional financing option, we’ve also partnered with Service Finance, which offers 4 competitive plans:

  • Standard Plan: 9.99% APR for 120 months – affordable long-term monthly payments
  • Preferred Plan: 7.99% APR for 60 months – faster payoff with lower interest
  • Deferred Interest: 6 months with minimum monthly payments (interest deferred if paid in full)
  • Same-As-Cash Option: 6 months with no interest and no monthly payments
Apply Now through Service Finance

Contact us with any questions you may have about financing options.

Financing Options Comparison

Affordable Payment Options for Your Exterior Project – No Prepayment Penalties Ever

Provider Plan Type/Number Term Interest Rate Payment Terms Notes
Enhancify Varies Varies by lender Varies by offer Starts 30 days after funding Soft credit check to view offers. Hard inquiry if loan is selected. Funds in 24–48 hrs. Multiple lenders.
Service Finance Preferred Plan #4132 120 months 9.99% APR Monthly payments Lower monthly payments over a longer term.
Service Finance Short Term Plan #4202 60 months 7.99% APR Monthly payments Lower interest and quicker payoff.
Service Finance Deferred Interest #1006 6 months Interest deferred Min. monthly payments Interest waived if paid in full within 6 months.
Service Finance Same-As-Cash #2006 6 months 0% APR No payments No interest or payments are due during the promo period.

Financing Options

  • Step 1. Complete Powers Roofing & Exteriors's personalized financing portal to see your personalized pre-approval options.
  • Step 2. Choose an offer and apply for your loan.
  • Step 3. Once the project is completed, your contractor will be funded directly by Service Finance, and your payments will start 30 days later.
  • Step 4. Repay the lending partner in affordable monthly installments.

Frequently Asked Questions

Financing is available from $1,000 to $100,000. Interest rates can be as low as 0% "same-as-cash" with Intro-APR credit card offers, for qualifying applicants. With personal loans, APR's can range from 5.99% to rates comparable with credit cards. Term lengths are available up to 60 months (five years).

When you fill out the application, you'll receive personalized offers based on your personal credit history. Offers and application decisions are based on a variety of factors, including credit score, debt-to-income ratio, past bankruptcies and repayment history, how recently you requested credit, etc. The better your credit score, the more likely you are to receive the best offers. Since there is no damage to your credit score, complete the 90-second application to see your personalized pre-approval offers.

Pre-approval takes 90 seconds. Once you are approved for your loan of choice, you will receive funds in 1-5 business days on average.

Enhancify uses technology to make the home improvement financing process faster, more transparent, and more accessible for homeowners. In a sentence, Enhancify acts as "match-maker", delivering offers from dozens of lending networks (and thousands of end-lenders) in one place through a seamless, fast process. Lending partners include world-class leaders like Marcus from Goldman Sachs, SoFi, Lending Club, Lending Point, Avant, Payoff, Upgrade, Prosper, Best Egg, and others. Enhancify is the technology layer that sits on top of many banks and lenders and is not a direct lender. Enhancify does not have any influence on financing offers.

Yes. Your information is protected with the same industry-leading security as Amazon and Facebook. We take privacy and security extremely seriously and do not store personal information.

Learn More About Financing Your Roof

If you are interested in learning more about our financing options, please contact us today!

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